The Norwegian marine insurance model of providing comprehensive and wide-ranging cover on a mutual basis, with added service extras, is now fully complete.
Gard, Skuld and the Norwegian Hull Club (NHC) are now providing the full-range of marine insurance products.
Gard and Skuld are both P&I mutuals, which, over the past decade, have diversified into hull and machinery, while NHC is a hull and machinery mutual growing its P&I cover.
