The proposed merger between the Britannia and UK clubs and the tie-up between respective managers, Tindall Riley and Thomas Miller, appeared to be deals that would change the P&I landscape.
The merger plan was unveiled days after the February 2016 renewal of cover; less than four months later it had collapsed.
But the fallout from this upset has still to fully play out and the failed merger may yet prove to be a catalyst that brings other clubs together.
