Danish lender Danske Bank has reversed DKK 650m ($285m) of impairment charges in 2018.
This is less than in 2017, when it logged DKK 873m of reversals.
Interest income was down at DKK 24.66bn against DKK 27.88bn, while net profit dipped to DKK 14.68bn from DKK 20.9bn.
It said the underlying business remained solid and saw "good developments".
"Credit quality remained strong across all business units, with almost all units seeing a reversal of impairments in 2018," it said.