Swedish lender Swedbank has cut back impairments in 2018.
The figure for last year was SEK 521m ($57.5m), down from SEK 1.285bn in 2017.
The bank said the credit quality of its lending portfolios remained strong.
In the fourth quarter, credit impairments amounted to SEK 412m, up from SEK 117m in the third quarter.
They primarily related to provisions within Swedish banking and large corporates and institutions.
